Deferred Compensation



If you have been financially impacted by the NM wildfires and you participate in the voluntary Deferred Compensation Plan, you can apply for a taxable Unforeseen Emergency Withdrawal. You must choose "Extraordinary Non-reoccurring Event" as the reason; you must write a letter of explanation and reference the New Mexico Wildfires in your letter. For questions, call 1-833-424-SAVE or email PERA-SmartSave@state.nm.us.

Unforeseen Emergency Application


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Visit the Plan's official website at: PERASmartSave.voya.com



PERA SmartSave Quarterly Newsletter

Did You Ring In the New Year with a Tax Refund? Click to learn more.


While the PERA Offices are Closed:

  • Forms may be scanned/emailed to: PERA-SmartSave@state.nm.us or faxed directly to Voya at (844) 299-2373.

  • Please direct all general questions to the Call Center at 1-833-424-SAVE (7283) and for escalations email PERA-SmartSave@state.nm.us
  • You can access all forms on the Plan’s website PERASmartSave.Voya.com.

  • You can also request a Distribution (retired or terminated), Loan or Unforeseen Emergency Withdrawal through the Plan’s website PERASmartSave.Voya.com. You will need to set up your account first by clicking “Register Now.”

  • And you can transact all business through the Call Center at 1-833-424-SAVE (7283).

NM PERA wishes to thank you for your patience and cooperation during this unprecedented time – and stay healthy!